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All Posts By

Alan Perez

Cross-Border Recovery

PMI italiana con fattura insoluta in Spagna: procedura no-win-no-fee

Recupero crediti spagnolo per la PMI italiana: monitorio LEC Art.812 senza soglia minima, modello no-win-no-fee, math costo-recupero per fasce di credito.

Posted on 
Apr 30, 2026
  by
Alan Perez
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Industry Sectors

Settore Arredamento Italia-Spagna - Mancato Pagamento

Esportatori italiani di arredamento e design verso retailer spagnoli: pattern insoluti, CISG, monitorio, Ley 3/2004 e tempi di chiusura per fascicolo.

Posted on 
Apr 30, 2026
  by
Alan Perez
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Spanish Legal Framework

Esecuzione Titolo Italiano in Spagna Riconoscimento Sentenza

Come un creditore italiano esegue un decreto ingiuntivo o una sentenza in Spagna sotto Brussels I Recast. Certificación Art.53, EAPO, demanda ejecutiva al juzgado spagnolo.

Posted on 
Apr 30, 2026
  by
Alan Perez
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City & Regional Guides

Agenzia Recupero Crediti Madrid per Azienda Italiana

Perché Madrid è la prima giurisdizione spagnola per il recupero crediti commerciali da parte di fornitori italiani — burofax, monitorio, Ley 3/2004.

Posted on 
Apr 30, 2026
  by
Alan Perez
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City & Regional Guides

Cobranza en Barcelona para acreedor internacional B2B

Cobranza B2B en Barcelona para acreedor internacional: monitorio LEC Art.812 ante JPI o Juzgado Mercantil con embargo sobre stock o mercancía.

Posted on 
Apr 27, 2026
  by
Alan Perez
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Industry Sectors

Energía renovable: contratista en España y deuda comercial

Contratistas EPC latinoamericanos en renovables españolas: cómo recuperar retenciones de garantía vencidas bajo Ley 3/2004 y Ley 18/2022.

Posted on 
Apr 27, 2026
  by
Alan Perez
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Cross-Border Recovery

Exportador argentino en España: deuda impaga y procedimiento

Vía directa de monitorio LEC Art.812 para exportadores argentinos con deudores españoles, evitando el exequátur del convenio 1987.

Posted on 
Apr 27, 2026
  by
Alan Perez
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Industry Sectors

Cobro de deuda en construcción española: liberar la retención de garantía

La retención de garantía en obra española es un crédito vencido bajo Ley 3/2004, no una negociación perpetua. Cómo activar intereses y monitorio.

Posted on 
Apr 27, 2026
  by
Alan Perez
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Cross-Border Recovery

Cómo cobrar a una empresa española desde Latinoamérica

Acreedor mexicano, colombiano, argentino, chileno o peruano: guía pilar de las dos rutas — monitorio directo o exequátur — para cobrar en España.

Posted on 
Apr 27, 2026
  by
Alan Perez
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Debt Collection Advice

¿Vale la pena cobrar una deuda de 5000 euros en España?

Cálculo real de una deuda B2B de 5 000 EUR en España bajo Ley 3/2004 — intereses BCE+8pp, EUR 40 fijos, agencia vs abogado, umbral de rentabilidad.

Posted on 
Apr 27, 2026
  by
Alan Perez
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Industry Sectors

Bauforderungen Spanien — Sicherheitseinbehalt eintreiben DACH

DACH-Bauunternehmen mit nicht freigegebenem Sicherheitseinbehalt in Spanien. LCSP 9/2017, LOE 38/1999, Ley 3/2004, monitorio und embargo preventivo bei verschiedenen Bauherrtypen.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Spanish Legal Framework

EU-Vollstreckungstitel Spanien anerkannt — deutsche Gläubiger

DACH-Urteile in Spanien vollstrecken: Brussels I Recast, Europäischer Vollstreckungstitel, Europäisches Mahnverfahren, EAPO-Sicherungspfändung. Vergleich mit direktem monitorio.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Debt Collection Advice

Spanischer Kunde zahlt nicht — was tun als deutsche Firma

Spanischer B2B-Kunde antwortet nicht auf Mahnungen. Schritt-für-Schritt-Playbook für die deutsche Firma: Burofax mit Ley 3/2004, monitorio nach LEC Art.812, Vollstreckung am Schuldnersitz.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Cross-Border Recovery

DACH Unternehmen Inkasso Spanien grenzüberschreitend — Brussels I, Lugano, EAPO

Drei Anerkennungsregime für DACH-Gläubiger: Brussels I Recast für DE und AT, Lugano 2007 für CH, plus EAPO-Sicherung und Ley 3/2004 in der spanischen Praxis.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Industry Sectors

Hotelrechnung Spanien unbezahlt — Tourismus-Inkasso für DACH

Wie deutsche, österreichische und Schweizer B2B-Lieferanten Forderungen gegen spanische Hotels durchsetzen — Burofax, Monitorio, Ley 3/2004 in Praxis.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Cross-Border Recovery

Exportateur belge avec une facture impayée en Espagne : la procédure

Cadre EU-interne pour un exportateur belge avec un débiteur espagnol : Bruxelles I Recast, EAPO 655/2014, monitorio direct sous LEC Art.812 et intérêts statutaires Ley 3/2004 BCE+8pp.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Spanish Legal Framework

Concurso de acreedores Espagne droits du créancier étranger

Droits du créancier B2B francophone face au concurso de acreedores espagnol. Fenêtres TRLC RDL 1/2020, classement, reserva de dominio, compensación legal, incidente concursal.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Debt Collection Advice

Client espagnol ne paie plus 90 jours plan d'action

Plan d'action chiffré pour CFO français face à un débiteur espagnol silencieux à 90 jours — calendrier burofax, monitorio et EAPO.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Debt Collection Advice

Vaut-il la peine de recouvrer 5000 euros en Espagne ?

Calcul réel d'une créance B2B de 5 000 EUR en Espagne sous Ley 3/2004 — intérêts BCE+8pp, forfait EUR 40, agence vs avocat, seuil de rentabilité.

Posted on 
Apr 26, 2026
  by
Alan Perez
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Cross-Border Recovery

Enforce an English Judgment in Spain — Hague 2019 Mechanics

How a UK creditor with a final English money judgment recognises and enforces it in Spain under Hague 2019 (effective UK 1 July 2025) — procedural mechanics and timeline.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Cross-Border Recovery

UK SME with Spanish debtor: post-Brexit collection

Post-Brexit UK SMEs should typically file the Spanish monitorio direct rather than pursue a UK judgment plus Hague 2019 recognition for invoices under EUR 50,000.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Industry Sectors

Renewable Energy Solar Contractor Spain — Unpaid Invoice

How foreign solar contractors and module suppliers recover unpaid invoices and held retentions on Spanish PV projects. Monitorio, certificación de obra, retention disputes.

Posted on 
Apr 25, 2026
  by
Alan Perez
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City & Regional Guides

Alicante Costa Blanca Commercial Debt Collection — Overseas Creditors

How overseas creditors recover B2B debts from Costa Blanca counterparties. Tourism supply, hospitality, property services, footwear and marble export receivables.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Industry Sectors

Automotive Parts Spain — Payment Delay Recovery for OEM Suppliers

DACH and Italian creditor angle. Reference SEAT, Stellantis Vigo, Renault Valladolid supply chains. Tier-1 invoice payment delays and recovery routes.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Spanish Legal Framework

Concurso de Acreedores Spain — Foreign Creditor Rights

How an overseas B2B creditor communicates a credit in a Spanish concurso de acreedores. Art.85 TRLC, the one-month BOE window, classification ranks, and recovery percentages.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Spanish Legal Framework

Burofax Explained — The Spanish Demand Letter for Foreign Creditors

What burofax is, why Correos delivers proof of receipt, when it triggers interest accrual, how a foreign creditor sends one. The first step before monitorio.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Spanish Legal Framework

Burofax Explained — for Foreign B2B Creditors in Spain

What burofax actually does for an overseas creditor: Correos delivery proof, Ley 3/2004 interest trigger, limitation interruption, and integration with monitorio.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Spanish Legal Framework

Monitorio Procedure Spain — Step-by-Step for Foreign Creditors

How overseas creditors file the proceso monitorio in Spain. Real timelines, statutory framework under LEC Art.812, and when juicio cambiario outperforms.

Posted on 
Apr 25, 2026
  by
Alan Perez
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Debt Collection Advice

Collection and Debt Collection: What the Terms Mean for B2B Recovery

Learn about collection debt collection, your rights, how to respond, and the impact on credit. Get actionable tips today!

Posted on 
Feb 11, 2026
  by
Alan Perez
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Debt Collection Advice

How to Find the Best Debt Collection Agency for Spanish Commercial Debts

Discover the best debt collection agency for your business needs. Increase recovery rates with professional services that protect customer relationships and improve cash flow.

Posted on 
Feb 11, 2026
  by
Alan Perez
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Cross-Border Recovery

Debt Recovery in Europe: Which Cross-Border Tools Actually Work

The EU offers several mechanisms for cross-border debt recovery. Some are genuinely useful. Others look good on paper and collapse in practice. Here's an honest assessment of what works when collecting from European debtors.

Posted on 
Feb 10, 2026
  by
Alan Perez
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Cross-Border Recovery

International Debt Recovery Services: What Overseas Businesses Actually Need

Discover how international debt recovery services help businesses navigate cross-border collection challenges and boost global payment success rates.

Posted on 
Feb 7, 2026
  by
Alan Perez
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Cross-Border Recovery

Cabinet de recouvrement Espagne : comment choisir le bon partenaire pour vos créances

Choisir un cabinet de recouvrement en Espagne exige une expertise locale vérifiable, une capacité juridique intégrée et des résultats documentés.

Posted on 
Feb 6, 2026
  by
Alan Perez
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Debt Collection Advice

How to Recover a Debt From a Spanish Company: The Practical Guide

Your internal collections team has sent every email, made every call, and drafted every sternly worded letter. The Spanish debtor is unmoved. Here's the playbook that actually works when you're collecting from another country.

Posted on 
Feb 5, 2026
  by
Alan Perez
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Debt Collection Advice

Collection Services for Businesses: What to Expect When You Outsource Recovery

Discover effective collection services for businesses, improve cash flow, and protect your reputation with expert debt recovery.

Posted on 
Feb 5, 2026
  by
Alan Perez
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Debt Collection Advice

The Commercial Debt Recovery Process: From First Default to Final Payment

Learn the commercial debt recovery process from initial reminders to legal enforcement. Maximize your debt collection success with our step-by-step guide and expert tips.

Posted on 
Feb 4, 2026
  by
Alan Perez
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Debt Collection Advice

What Debt Collection Actually Costs (And What It Saves)

The cost of professional debt collection surprises most creditors — not because it's expensive, but because it's almost always cheaper than the alternatives. A clear breakdown of what recovery costs, what it returns, and where the real losses hide.

Posted on 
Feb 2, 2026
  by
Alan Perez
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Debt Collection Advice

How to Collect a Debt in Spain: Language, Law, and Leverage

Learn how to collect a debt in spanish efficiently with legal steps, strategies, and expert help. Access your action plan now!

Posted on 
Feb 1, 2026
  by
Alan Perez
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Cross-Border Recovery

No Siesta for Debts – Mastering International Debt Collection in Spain

Master international debt collection Spain with our expert guide on legal regulations, cultural factors, and efficient recovery strategies.

Posted on 
Feb 1, 2026
  by
Alan Perez
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Debt Collection Advice

Debt Recovery Agency Costs: What You'll Actually Pay to Collect in Spain

Discover Debt recovery agency costs and learn cost-effective strategies to maximize ROI and choose the right service for your needs.

Posted on 
Jan 30, 2026
  by
Alan Perez
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Debt Collection Advice

Small Business Collections: Recovering Debts When Resources Are Limited

Discover effective strategies for small business collections to improve cash flow and maintain customer relationships effortlessly.

Posted on 
Jan 30, 2026
  by
Alan Perez
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Cross-Border Recovery

Overseas Debt Collection: How to Recover Money From Foreign Debtors

Master overseas debt collection with expert strategies on overcoming language, cultural, and legal challenges for successful recovery.

Posted on 
Jan 28, 2026
  by
Alan Perez
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Debt Collection Advice

Commercial Collection Agencies in Spain: What Sets Them Apart From Consumer Collectors

Discover how a commercial collection agency Spain can overcome local challenges, navigate legal frameworks, and ensure successful debt recovery for your business.

Posted on 
Jan 27, 2026
  by
Alan Perez
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Debt Collection Advice

How Long Does Debt Collection Stay on Your Credit Report? A B2B Perspective

Discover how long does debt collection stay on your credit report, its impact on scores, and ways to manage and dispute entries.

Posted on 
Jan 26, 2026
  by
Alan Perez
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Debt Collection Advice

Professional Debt Recovery Services: What Separates Professional From Amateur

Discover how Professional debt recovery services improve success, save time, and protect customer relationships when DIY efforts fail.

Posted on 
Jan 25, 2026
  by
Alan Perez
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Cross-Border Recovery

Effective Debt Recovery Methods for International B2B Collections

Discover effective debt recovery methods to boost cash flow, maintain customer relations, and ensure financial health for your business.

Posted on 
Jan 25, 2026
  by
Alan Perez
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Debt Collection Advice

Debt Collection Success Rate: What Determines Whether You'll Get Paid

Improve your Debt collection success rate with strategies and insights. Boost cash flow and business growth with effective techniques.

Posted on 
Jan 24, 2026
  by
Alan Perez
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Debt Collection Advice

Debt Recovery Companies in Spain: How to Choose and What to Expect

Discover Spain's top no-upfront-fee debt recovery companies in Spain. Maximize collection success with professional services that only charge when debts are recovered.

Posted on 
Jan 24, 2026
  by
Alan Perez
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Cross-Border Recovery

Credit Recovery Services and Collection Agencies: A Guide for International Creditors

Discover how a credit recovery services collection agency can help restore your credit score efficiently and protect your rights!

Posted on 
Jan 23, 2026
  by
Alan Perez
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Debt Collection Advice

Commercial Debt Recovery in Spain: The Complete Operational Guide

Master Commercial debt recovery Spain with our guide. Learn strategies, legal steps, and tips to manage debts effectively.

Posted on 
Jan 22, 2026
  by
Alan Perez
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Debt Collection Advice

What 'Collections' Actually Means for Your Business (And When It Gets Serious)

The word 'collections' means different things depending on which side of the invoice you're sitting on. For business creditors, it's the structured process of recovering money that's owed. Here's what it involves and when professional help makes sense.

Posted on 
Jan 20, 2026
  by
Alan Perez
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Cross-Border Recovery

Debt Collection Companies in Spain: What Overseas Creditors Should Look For

Discover effective Debt collection companies Spain for efficient recovery, legal compliance, and personalized service. Maximize your results!

Posted on 
Jan 19, 2026
  by
Alan Perez
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Debt Collection Advice

Debt Recovery Lawyers in Spain: What They Handle and What They Cost

Discover how debt recovery lawyers Spain navigate limitation periods, negotiate settlements, and handle court proceedings to maximize your debt collection success.

Posted on 
Jan 18, 2026
  by
Alan Perez
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Debt Collection Advice

B2B Debt Recovery Services in Spain: How Commercial Collection Actually Works

Commercial debt recovery in Spain follows different rules than consumer collection. The legal tools are stronger, the timelines faster, and the leverage points completely different. Here's how B2B recovery works from the overseas creditor's side.

Posted on 
Jan 18, 2026
  by
Alan Perez
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Cross-Border Recovery

How to Hire a Debt Collector for International B2B Debts

Discover how to hire debt collector, boost recovery rates, and ensure compliance with our easy, effective guide. Read more now!

Posted on 
Jan 17, 2026
  by
Alan Perez
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Cross-Border Recovery

Effective Debt Collection Strategies for International B2B Creditors

Learn Effective debt collection strategies to improve cash flow, leverage technology, and ensure compliance with legal regulations.

Posted on 
Jan 16, 2026
  by
Alan Perez
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Debt Collection Advice

Expert Debt Recovery Services: What Expertise Means in Practice

Swiftly recover outstanding debts with expert debt recovery services that ensure compliance and maintain client relationships.

Posted on 
Jan 15, 2026
  by
Alan Perez
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Debt Collection Advice

How to Avoid Bad Debts When Selling to Spanish Companies

Preventing bad debts from Spanish clients costs roughly 2% of the contract value in due diligence and credit management. Recovering a bad debt costs 8-15% in agency fees and months of management time. The prevention maths isn't complicated.

Posted on 
Jan 14, 2026
  by
Alan Perez
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Debt Collection Advice

The Spanish Debt Collection Process: A Step-by-Step Guide for Foreign Creditors

Master the spanish debt collection process swiftly. Learn steps for debt recovery and avoid legal headaches in Spain today!

Posted on 
Jan 12, 2026
  by
Alan Perez
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Debt Collection Advice

How to Collect Unpaid Business Invoices in Spain: What Actually Works

Spanish debtors use the same five excuses in roughly the same order. Once you recognise the pattern, you stop waiting and start collecting. A practical guide for overseas creditors with overdue invoices in Spain.

Posted on 
Jan 12, 2026
  by
Alan Perez
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Debt Collection Advice

Commercial Debt Recovery Experts: What They Do and When You Need One

Unlock cash flow management success with Commercial debt recovery experts. Discover strategies to improve recovery rates and preserve relationships.

Posted on 
Jan 11, 2026
  by
Alan Perez
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Debt Collection Advice

When to Hire a Collection Agency for Spanish Debts (And What to Expect)

You've sent the emails. Your solicitor sent a letter. Nothing happened. The decision to hire a collection agency isn't about giving up on doing it yourself — it's about recognising that cross-border debts need local tools you don't have.

Posted on 
Jan 11, 2026
  by
Alan Perez
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Cross-Border Recovery

No Win No Fee Debt Recovery: The Complete Guide for International Creditors

Discover how no win no fee debt recovery works, its benefits, risks, and how to choose a reputable agency to improve your cash flow without upfront costs.

Posted on 
Jan 10, 2026
  by
Alan Perez
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Cross-Border Recovery

What Is a Debt Collector? Understanding the Role in International B2B Recovery

Discover what is a debt collector, understand your rights, and learn how to handle contacts effectively. Protect your financial wellbeing.

Posted on 
Jan 10, 2026
  by
Alan Perez
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Debt Collection Advice

B2B Debt Recovery: The Complete Framework for Commercial Creditors

Master B2B debt recovery with key strategies to boost cash flow and maintain client relationships effortlessly.

Posted on 
Jan 9, 2026
  by
Alan Perez
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Debt Collection Advice

Unpaid Invoice Recovery: From Internal Efforts to Professional Collection

Master unpaid invoice recovery with strategies for avoiding common pitfalls and ensuring timely payments.

Posted on 
Jan 7, 2026
  by
Alan Perez
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Debt Collection Advice

Credit Management Solutions for Companies Selling to Spain

Discover credit management solutions Spain offers for effective risk management, debt recovery, and regulatory compliance.

Posted on 
Jan 7, 2026
  by
Alan Perez
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Cross-Border Recovery

Credit Collections in Spain: How the System Works for International Creditors

Master credit collections Spain: navigate legal processes, settle debts amicably, and ensure compliance with expert strategies.

Posted on 
Jan 7, 2026
  by
Alan Perez
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Debt Collection Advice

Collecting Debts in Spain: Why the First 90 Days Decide Everything

Foreign creditors collecting from Spanish companies face a hard deadline they don't know about. The first 90 days after default determine whether you recover 80% or fight for 40%. Here's why speed changes the maths entirely.

Posted on 
Jan 6, 2026
  by
Alan Perez
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Debt Collection Advice

Debt Collection Success Rates: What the Numbers Actually Mean for Your Recovery

Discover key insights on debt collection success rates, factors affecting them, and strategies to boost your recovery rates now.

Posted on 
Jan 5, 2026
  by
Alan Perez
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Debt Collection Advice

No Win No Fee Debt Collection: How Contingency Recovery Works in Spain

Discover the truth about debt collection no win no fee. Learn benefits, pitfalls, and choose the right agency for risk-free recovery.

Posted on 
Jan 4, 2026
  by
Alan Perez
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Cross-Border Recovery

Global Debt Collection Services: How International Recovery Actually Works

Discover the top global debt collection services that overcome cross-border challenges with specialized expertise, legal compliance, and advanced technology for effective debt recovery.

Posted on 
Jan 4, 2026
  by
Alan Perez
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Cross-Border Recovery

Global Debt Recovery Services: Building an International Collection Strategy

Explore global debt recovery services to enhance cash flow, manage risks, and navigate cross-border legal challenges seamlessly.

Posted on 
Jan 3, 2026
  by
Alan Perez
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Cross-Border Recovery

Cross-Border Debt Collection: How to Recover Money Across International Boundaries

Simplify cross-border debt collection with strategies, legal insights, and tips on overcoming barriers for successful recovery.

Posted on 
Jan 3, 2026
  by
Alan Perez
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