◆ SPAIN DCA · INTELLIGENCE TERMINAL v4.7ENCRYPTED · TLS 1.3SEC://ARCHIVE · HELP-ARTICLE
Business debt collection in Spain
DEBRIEF · COMMON QUESTIONS
More Articles
Also in This Category
◆ Go deeper · The Spain DCA guides
Debt collection in Spain — the route map
Amicable phase, three escalation routes, costs and the 5-year clock
Late payment law & statutory interest
Ley 3/2004: the 60-day ceiling, ECB+8 interest, the €40 indemnity
Legal collection: burofax & monitorio
Filing, the 20-day window, enforcement and embargo
Cross-border: EU & LATAM
Brussels I, the European Payment Order, post-Brexit UK, the Atlantic corridor
Coverage: Madrid to Málaga
Why the debtor's city picks the court — every province covered
Place a file — free review
Response within 24 hours. No recovery, no fee.
The clock is already running.
Holding an unpaid Spanish invoice? Assessment is free, debtors are contacted within 24 hours, and you pay only on recovery.
Place a File — Free Review◆ NO RECOVERY · NO FEE · RESPONSE WITHIN 24H